California Chapter 7 & 13 Bankruptcy
Maintaining your financial obligations in the current economic climate can be increasingly difficult. It is more and more common for people to fall behind on their payments and debts to creditors.
The burden of debt can be lifted off your shoulders. At the Law Offices of Jeffrey T. Osborn, attorney Roger J. Plasse works with clients seeking debt relief. We can walk you through the complex process of both Chapter 7 and Chapter 13 bankruptcy.
Call our office today to speak with an experienced attorney. We offer initial consultations to discuss your debt and how we can help. Call 714-793-8731 or e-mail us to schedule your appointment.
A Personalized Approach
Bankruptcy isn't for everyone. Often, we can offer advice on alternative ways to tackle your debt. We work with you to examine your financial situation and your options to climb out of debt.
Often, our clients qualify for Chapter 7 bankruptcy, a liquidation of certain assets that erases debt and offers a fresh start. The process of preparing for Chapter 7 includes creating an inventory of assets and examining your income and debts. Chapter 7 allows your assets to be liquidated to pay off loans and debts, while letting you retain certain items such as vehicles and homes.
Chapter 13 bankruptcy may be an option for people with higher incomes. Chapter 13 allows clients to restructure their debts and pay them back over a period of time, structuring a repayment plan that will eliminate debt over a 3 to 5 year period.
No matter what chapter your bankruptcy is filed under, an automatic stay will be put into place ending harassing calls from creditors and collection agencies.
Hope for the Future
The Law Offices of Jeffrey T. Osborn and attorney Roger J. Plasse strive to offer each client a fresh start. Our office works with each client to find the best course of action for debt relief. We believe in providing cost effective representation to avoid further financial burden.
Contact us today to discuss your financial situation with a compassionate, dedicated and experienced lawyer.
Law Offices of Jeffrey T. Osborn
Roger J. Plasse, Esq.
16152 Beach Blvd, Suite 250
Huntington Beach, CA 92647
Telephone: 714-793-8731 | Toll-Free 877-257-4258
Fax: 714-375-6110
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